Apartment Loan Direct

Apartment Loans Made Easy

Apartment and Multifamily Loans at Low Rates

Our Parent Company.

Apartment Loan Direct is a business division of CLD Capital, Inc. a leading national commercial mortgage banker specializing in commercial loans and apartment mortgages.

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We offer a wide variety of lending options for apartment mortgages.

By definition an Apartment building is a building with multiple apartments. An apartment building can be owned by one party and each of the apartments rented to tenants or each of the apartments can be owned as a condominium by separate parties. Apartment Loan Direct specializes in apartment lending solutions for multifamily buildings with 5 or more units.

Our Loan Programs

No upfront costs or obligations

Fannie Mae
Min Loan Amount $750K
Max LTV 80%
Term Length 3-30 years
Amortization 15-30 years
Freddie Mac
Min Loan Amount $1MM
Max LTV 80%
Term Length 5-30 years
Amortization 30 years
FHA / HUD
Min Loan Amount $3MM
Max LTV 83.3%
Term Length 30-40 years
Amortization 30-40 years
Conduit
Min Loan Amount $2MM
Max LTV 75%
Term Length 5-10 years
Amortization 20-30 years
Conventional
Min Loan Amount $1MM
Max LTV 75-85%
Term Length 3-15 years
Amortization 10-30 years
Insurance
Min Loan Amount $1MM
Max LTV 75%
Term Length 5-30 years
Amortization 10-30 years
USDA
Min Loan Amount $1MM
Max LTV 85%
Term Length 5-15 years
Amortization 15-30 years
Bridge
Min Loan Amount $3MM
Max LTV 90%
Term Length 1-3 years
Amortization Interest Only
Construction
Min Loan Amount $3MM
Max LTV 80%
Term Length 1-3 years
Amortization Interest Only

No upfront costs or obligations.

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Our Customers

"[My loan specialist’s] knowledge about the various loan products and negotiating a good deal... is exceptional."